CONTINUING EDUCATION REQUIREMENTS - California
The following is for both Life Agents and
Property Casualty Agents...
How many CE hours do need each if my
license was issued since January Ď92?
You need to complete a minimum of 25 approved
credit hours for that license type for each
of the first four 12 month periods, starting from the issuance
date of the original license. If the licensee solicits individuals for
the sale of Long Term Care (LTC) insurance,
beginning with the 12-month period ending in
1994, 8 of each 25 hours must be in specially designated LTC course.
Thereafter, complete 30 approved credit hours
for that license type during each two-year
license period. If the licensee solicits individuals for the sale
of LTC insurance, then 8 of each 30 hours must be
in specially designated LTC courses.
What if my license was issued before
Licensees renewing in 1993 need to complete 15
credit hours before renewal. For renewals in
1994, 1995 and thereafter, 30 credit hours need to be
completed during each two-year license period. The credit hours must
be for the license type held.
If the licensee solicits individuals for the
sale of LTC insurance, then 4 hours of the
30 must be in specially designated LTC courses for all renewals
in 1994 and 8 hours of the 30 must be in specially
designated LTC courses for all renewals in
1995 and thereafter.
What if I hold two licenses, i.e. Property
Casualty and Life Agent licenses?
Dual license holders need only satisfy the
requirement per licensee.
The CE requirement goes to the individual, not
to each license held. The CE requirement can
be met by taking courses approved for either license type.
The before January 1992 requirements apply if a
licensee has a license issued before January
1992 and earns a second license after January 1992.
The following are the most frequently asked
questions regarding Pre-Licensees and
Continuing Education Licensees...
How will I know when itís time to renew
The license expiration date is shown on the
front of the license. The Department mails a
renewal notice about ninety days before your expires.
If, for any reason, you do not receive a renewal
notice, you may refer to the back of your
license for instructions on renewing.
How do I inform the Department of my
California Insurance Code Section 1729 states
"every licensee and every applicant for
a license shall immediately notify the Commissioner in
writing of any change in his/her address". You may notify the
Department of Insurance by completing
address change form #447-7 and mailing it in, or you
may submit a letter signed by you which address is to be changed. The
Code Section applies to any change in address...
residence, business or mail.
How do I know how many continuing
education hours I will need to renew my
Thirty-hours (30) of continuing education are
required per renewal term for licenses
issued prior to 1/1/92; those licenses issued after 1/1/92 will
need to complete twenty-five hours (25) per year for each of the first
four years; thereafter, they will complete
thirty-hours (30) hours for every two-year
How can I check to see if the Department
of Insurance has received my continuing
education hours and how many hours of credit I have accumulated?
Allow 45 days after the course completion date
for the provider to submit the necessary
information and for the Department to update your record.
To check continuing education hours, call any of our public counters
Sacramento (916) 322-3555
San Fransisco (415) 904-6072
San Diego (619) 525-4154
You may also contact the Department of Insuranceís
Interactive Voice Response System at (916)
322-3555 which is available 24 hours a day,
seven days a week.
After I complete my continuing education
hours, do I need to send the Certificates to
the Department of Insurance?
No, it is not necessary. It is the providers
responsibility to submit the credits to the
Department of Insurance. DO NOT send certificates, or copies
of the certificates, even if your renewal form indicates you are
deficient in hours. The certificate is for your
records; the Department must enter the hours
from the providers roster.
Will I still be able to continue
transacting if my license expires and I havenít received
the renewed license yet?
If the renewal fee was received, and the
continuing education hours were completed
before the expiration date of the license, you may continue operating
under the existing license for 60 days or until notified that the
renewal application is deficient (Insurance Code
What if my renewal is late?
All renewal requirements must be met by the
expiration date of your license or all
current appointments, endorsements and/or employee/employer relationships
will be cancelled. All relationships must be re-established by filing
the appropriate forms and fees. A 50% penalty fee is required to late
renewals of the license. There is no grace period.
You have one year from the expiration date
to late renew the license; after which time you must file a
new application, appointment fees, pre-licensing certificates and pass
the qualifying examination.
What if I want to be licensed as a
non-resident in another state?
You should contact the other state for their
A letter of certification from the California
Department of Insurance is required when
filing in another state as a non-resident. Indicate the state you need
the certificate for, your name, license
number and/or social security number, and the
address where you would like the certificate mailed. The fee is $14.
Please allow 2-3 weeks for issuance of
Iím moving to another state. What do I
need from the California Department of
A "clearance letter" is required when
you are moving to another state. This
cancels your license in California. To obtain a clearance letter, you
must submit a signed statement requesting
clearance, return your original license (if lost,
you must so state in the letter), namethe state you wish to become
licensed in, provide your name, license
number and/or social security number, and the address
where the clearance letter is to be mailed. The licenseeís original
signature is required. The fee is $19.
Please allow 2-3 weeks for issuance of
the clearance letter.
How do I obtain a duplicate license?
Request for duplicate license must be signed by
the licensee, stating name, license number
and/or social security number, and any address change. The
duplicate license fee is $19.
Iíve recently changed my name. How do I
notify the Department of Insurance?
To change the name on your license, you need to
send a form of documentation showing your
new name (i.e., copy of social security card or driverís
license or marriage certificate) and a signed statement. You may
request a duplicate license reflecting your new
name; however, the duplicate license fee is
How do I inform the Department of
Insurance when Iíve changed to a different
The new insurance company must submit an action
notice of appointment (447-54) and a fee of $19. The prior company(ies)
may submit an action notice (447-54) and a
fee of $19 to terminate appointment, or you may
self terminate your appointment by completing the agent notice of
termination (447-69) and submitting a fee of $19.
I have authority to act as a solicitor and
would like to obtain authority to act as an
agent or a broker; what is the procedure?
Your solicitor appointment must first be
terminated either by you or by your
employer. Employers should complete a solicitor action notice form
number 417-31 and submit a fee of $19. To self
terminate your appointment you may complete
an agent action notice form number 417-32 and submit a fee
of $19. After termination is effective, an action notice of
appointment form number 447-54 and $19 is
required from each company. A ten thousand dollar
($10,000) bond (form 417-5) must be filed with the Department of
Insurance before broker authority is granted.
How do I add variable contract authority
to my life license?
The U-4 status form reflecting your NASD
registration and approval is required to add
variable contract authority to your life license. Send a copy of
the U-4 status form. Variable authority will be added. There is no
fee... however, if you wish a duplicate
license showing the variable authority, submit a
signed request and $19 fee.
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